District Syllabus
Personal Finance And Money Management

Credit Hours: 3
Contact Hours: 3
Laboratory Fee: None.
Prerequisites: There are no prerequisites for this course.
Corequisites: There are no corequisites for this course.
Catalog Description:
This is a course in personal financial planning, resource 
management, and economic security. It is designed to provide 
students with the basic analytical skills and practical working 
knowledge necessary to set realistic financial goals, prepare a 
manageable budget, and make the decisions that will protect income, 
assets, credit rating, and retirement security. The course stresses 
objective approaches and strategies in determining needs, designing 
and managing a budget, coping with income and other taxes, 
calculating the cost of and wisely using credit, stretching income 
and assets through the effective use of insurance and investment 
options, and managing all phases of a financial program to achieve 
personal financial goals.
Required Materials: Books:
  • Kapoor, Diabat, and Hughes. Loose Leaf Personal Finance with Connect Plus, 4 ed., McGraw - Hill, 2012. ISBN: 9780078093203
Supplemental Materials: Additional materials may be assigned by the instructor to supplement the required materials. -->
Special Requirements: Computer and online access required.
Program Learning Outcomes:
Upon successful completion of this program students will:
  1. Apply financial accounting principles in a business environment.
  2. Demonstrate business related computer competencies.
  3. Perform oral/written communication skills as required in business/industry.
  4. Apply positive interpersonal/human relation skills in a business environment.
  5. Identify, analyze, and apply legal and ethical issues in a business environment.
Course Learning Outcomes:
To achieve these learning outcomes, the following will be
  1. Evaluation of the various types of credit.
  2. Discuss the various types of insurance.
  3. Analyze the advantage and disadvantages of various investment options.
  4. Assess the strategies available for retirement planning.
Methods of Evaluation:
Evaluation of student progress towards achieving the stated learning 
outcomes and performance objectives is the responsibility of the 
instructor, within the policies of the college and the department. 
Detailed explanation is included in the expanded syllabus developed 
by the instructor for each section being taught.
Flexibility: It is the intention of the instructor to accomplish the objectives specified in the course syllabus. However, circumstances may arise which prohibit the fulfilling of this endeavor. Therefore, this syllabus is subject to change. When possible, students will be notified of any change in advance of its occurrence.

Student Email Accounts: Pensacola State College provides an institutional email account to all credit students. Pirate Mail is the official method of communication, and students must use Pirate Mail when communicating with the College. In cases where companion software is used for a particular class, emails may be exchanged between instructor and student using the companion software.

Note: For students with a disability that falls under the Americans with Disability Act or Section 504 of the Rehabilitation Act, it is the responsibility of the student to notify Student Resource Center for ADA Services to discuss any special needs or equipment necessary to accomplish the requirements for this course. Upon completion of registration with the Student Resource Center for ADA Services office, specific arrangements can be discussed with the instructor.

Equity Statement: Pensacola State College does not discriminate against any person on the basis of race, ethnicity, national origin, color, gender/sex, age, religion, marital status, pregnancy, disability, sexual orientation, gender identity, or genetic information in its educational programs, activities or employment. For inquiries regarding Title IX and the college’s nondiscrimination policies, contact the Associate Vice President for Institutional Diversity/Title IX Officer at (850) 484-1759, Pensacola State College, 1000 College Blvd., Pensacola, Florida 32504.